How Troy Helps Through Coverdell accounts and 529 plans, Troy can help families save years in advance to pay college costs. But those basic strategies are just a start. Troy uses cutting-edge strategies designed to take families into lower tax brackets. He helps families reduce taxable income and save money that they can put toward retirement, often without touching home equity. Troy analyzes each family's financial situation and uses tax-saving strategies designed to help families shift income into a lower tax bracket. The potential tax savings can be used to pay education expenses, and any savings allow a family to put more money towards retirement accounts. College costs do not have to compromise retirement dreams. A great education and a great retirement can occur simultaneously. Troy Miller can provide college planning and retirement planning to help meet your family's needs. Call or e-mail Troy today with a question - or to request an appointment.